Where does it come from?
What is the comfort zone, really? How is it formed? I believe that it is something that morphs and changes over time, depending on a variety of factors: what we invest our time doing, who we invest our time with, how much we push ourselves, etc. However, the deepest parts of our comfort zone are actually built around our own self-image.
If you believe yourself to be a certain way—physically unfit, or socially awkward, or slow with numbers—then your comfort zone will be built around activities and people and thought patterns that do not force you to interact with those perceived weaknesses.
Think about yourself. There are many things you believe to be true about yourself, and your comfort zone exists so that you do not have to challenge these beliefs. But what could your life look like if you do decide to challenge these beliefs? What joys and pleasures and victories and achievements might you be missing out on simply because you have allowed yourself to build a comfort zone that excludes them?